FRESH
START

Facing major life struggles and other hardships over debt? Behind on payments? You’re not alone — and you’re not out of options. We help good people find a way forward with clarity and care.

Clear, Compassionate Mediation for Debt-Related Matters

At Fresh Start Mediation Services (FSM), we help individuals resolve debt-related matters with empathy, strategy, and zero judgment. We’re not a law firm — and we don’t pretend to be. If you’ve received multiple letters in the mail, feel overwhelmed by collections, or don’t know what to do next, you’re in the right place.

Your Fresh Start Begins Here

Client Portal: Your Case, Clearly Tracked

After intake, you’ll see a simple roadmap with checkpoints that unlock as you move forward. Upload documents securely, complete tasks, and get notified when action is needed.

Intake
Verify
Mediate
Fresh Start
  • Roadmap view of progress through each stage—with due dates and clear next steps.
  • E-Signatures when we need your input, approval, or signature.
  • Secure uploads for general information, statements, and other documents.
  • Resources unlocked at the right time so you’re never overwhelmed.
  • Status notifications so you always know what’s happening next.
Our vision

Built on the foundation of representing your best interests at heart.
Always growing to serve you better.

FSMS focuses on clear, compassionate mediation for debt-related matters. Today you’ll find the essentials—who we are, how our process works, and how to begin. In the weeks ahead we’re adding a client portal, interactive support systems, and a resource library so every next move feels simple. If you need help now, we’re here.

Your Fresh Start Begins Here

From quiet efforts to real results: The ripple effect of successful mediation

Clients describe a quiet kind of rescue: clear explanations, honest guidance, and a plan they can actually follow. Many came in terrified about lawsuits or collections and left knowing their options, feeling heard, and finally able to breathe again. Fresh Start Mediation has built its reputation on compassion, transparency, and outcomes that lift a real weight off people’s shoulders.

“Tony took the time to walk me through all my options and even showed me how to resolve things myself. Using his advice, I’ve already negotiated multiple debts, including a lawsuit. I highly recommend this company.”

— Robert S. Customer Review
Verified Customer Feedback

“Excellent service — very prompt with communication and clear next steps. They acted quickly and negotiated my settlement just as promised. I’m so grateful for the weight lifted off my shoulders.”

— Robin B. Customer Review
Verified Customer Feedback

“My debt was completely eliminated, and throughout the process he was kind, courteous, and willing to work with me on a payment plan while I was going through a divorce. I highly recommend them.”

— Jennifer J. Customer Review
Verified Customer Feedback

“They moved fast, worked as a true team, and helped resolve the case quickly—resulting in a dismissal.”

— Edna C. Customer Review
Verified Customer Feedback

“Professional, reliable, and responsive. When questions came up, they stayed available and kept me informed every step of the way.”

— Teryn W. Customer Review
Verified Customer Feedback

“They were genuinely caring and made me feel supported—not treated like a number.”

— LaNise G. Customer Review
Verified Customer Feedback

“I called near closing time, got real answers immediately, and was told honestly that I didn’t even need to hire them.”

— Sharron L. Customer Review
Verified Customer Feedback

“They were professional, answered every question, double-checked details, and helped lift a major burden during a lawsuit.”

— Patricia A. Customer Review
Verified Customer Feedback

“Extremely knowledgeable, understanding, and genuine—worth reaching out if you’re dealing with serious debt pressure.”

— Brian P. Customer Review
Verified Customer Feedback

“Personable, calming, and honest in a nerve-racking moment. I left the conversation feeling confident things would be okay.”

— Janet P. Customer Review
Verified Customer Feedback

Testimonials are representative of customer feedback and may be condensed or adapted for clarity.

Ready to begin your Fresh Start?

If you received a letter, you’re in the right place. Start with our quick intake form and begin your Fresh Start today!

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FSMS is a mediation firm—not a law firm. We help you navigate debt-related matters with clarity and compassion.